Asset Finance That Keeps Your Capital Working
Acquire the vehicles, machinery and equipment your business needs — and spread the cost over the asset's working life instead of paying cash up front.
Prefer to plan ahead? Book a call online or message us on WhatsApp.How asset finance works for you
New kit usually pays for itself over years, so it rarely makes sense to pay for it in one go. Asset finance lets you spread the cost of vehicles, plant, machinery, technology and equipment across their useful life, keeping cash in the business where it earns more.
We arrange hire purchase, finance leases and operating leases across virtually every asset class — from commercial vehicles and construction plant to manufacturing lines, agricultural machinery and specialist equipment. If you already own assets outright, asset refinance can release the equity tied up in them to fund growth elsewhere.
Every structure is matched to your tax position, cash flow and how long you intend to keep the asset. That's a conversation about your business model first, and products second.
What clients fund with asset finance
- Commercial vehicles, HGVs and fleets
- Construction plant and yellow goods
- Manufacturing and engineering machinery
- IT, technology and office equipment
- Releasing equity from owned assets (refinance)
Why place it through us
Because we're not tied to any funder, we can place hard assets, soft assets and used equipment that captive finance arms won't touch — and structure repayments around seasonal income where your revenue isn't a flat monthly line.
Every case begins with a conversation, not a form. Call 0800 6120759 or send us the outline and we'll respond within one working day.
Asset Finance: frequently asked questions
What's the difference between hire purchase and leasing?
With hire purchase you own the asset at the end of the agreement, and it usually sits on your balance sheet from day one. With a lease, the funder owns the asset and you pay for the use of it, which can be more tax-efficient and easier on cash flow. We'll model both against your circumstances before recommending either.
Can I finance used or auction equipment?
Yes. Plenty of lenders fund quality used assets, and several will work to auction timescales. Tell us what you're bidding on and we can typically have an approval in place before the hammer falls.
What is asset refinance?
If your business owns vehicles, plant or machinery outright, asset refinance borrows against their value and releases that equity as cash — often within days. It's a practical way to fund a deposit, a tax bill or a growth opportunity without selling anything.