Trade Finance: Pay Suppliers Today, Sell With Confidence Tomorrow
Funding that sits between your suppliers and your customers — paying for goods at origin so you can take on bigger orders without tying up your own cash.
Prefer to plan ahead? Book a call online or message us on WhatsApp.How trade finance works for you
The hardest part of growing a trading business is the gap between paying suppliers and being paid by customers. Trade finance closes that gap: the funder pays your supplier — in the UK or overseas — and is repaid when your goods are sold, often working hand-in-hand with an invoice finance facility.
We arrange facilities covering the full trade cycle: letters of credit and supplier payments, freight and duty funding, and stock finance once goods land. For confirmed orders, purchase order finance can fund goods you haven't yet paid for against the strength of the end customer.
With experience across UK and offshore structures, we're comfortable with multi-currency deals, cross-border supply chains and the documentation that international trade demands.
What clients fund with trade finance
- Importing finished goods or components
- Funding confirmed purchase orders
- Seasonal stock builds ahead of peak demand
- Opening letters of credit for new suppliers
- Multi-currency and offshore trading structures
Why place it through us
Trade deals fail on structure more often than on credit. We map your entire trade cycle — supplier terms, shipping times, debtor terms — and build a facility that funds every stage, including the complex cross-border cases most brokers won't take on.
Every case begins with a conversation, not a form. Call 0800 6120759 or send us the outline and we'll respond within one working day.
Trade Finance: frequently asked questions
Do I need to be an established importer to qualify?
No, but you do need confirmed demand. Funders want to see purchase orders or a reliable sales history for the goods being funded. Newer businesses with strong orders and sensible margins are regularly fundable.
What's the difference between trade finance and a letter of credit?
A letter of credit is one tool within trade finance — a bank guarantee that your supplier will be paid once they ship as agreed. A full trade finance facility goes further, funding the payment itself along with freight, duty and the period until your customer pays.
Can you fund trade in currencies other than sterling?
Yes. Most trade funders operate in USD, EUR and other major currencies, and several offer currency hedging alongside the facility. For offshore structures we can introduce funders comfortable with more complex jurisdictions.